BY CLICKING ON THE 'ACCEPT' BUTTON YOU AGREE TO THE TERMS OF THIS LICENCE IN ADDITION TO THE WEBSITE TERMS OF USE WHICH WILL BIND YOU. IF YOU DO NOT AGREE TO THESE TERMS AON HEWITT’S INVESTMENT CONSULTING DIVISIONS (AON HEWITT LIMITED IN THE UK, AON HEWITT INVESTMENT CONSULTING, INC., IN THE US, AND AON HEWITT INC. AND AON HEWITT INVESTMENT MANAGEMENT INC. IN CANADA) ARE UNWILLING TO LICENCE THE SOFTWARE TO YOU AND YOU MUST DISCONTINUE INSTALLATION OF THE SOFTWARE AND CLICK ON THE 'I DO NOT AGREE' BUTTON AT THE BOTTOM OF THIS SCREEN AND RETURN THE SOFTWARE TO AON HEWITT AND NOT USE THE CALCULATOR AND MUST LEAVE THIS WEBSITE.YOUR ATTENTION IS DRAWN TO THE IMPORTANT INFORMATION AND DISCLAIMER WITHIN THIS SOFTWARE.
By entering this site you agree and attest to doing so as an authorized agent or representative of an institutional investor that has contracted with Aon Hewitt or its affiliates for investment consulting services. As such, you agree to access the site solely in the foregoing capacity and not in the capacity of an individual investor, a participant or beneficiary of any benefit plans, or with the intention of making any investment(s) on your own behalf. By entering this site you give your permission to deliver this information to you electronically.
In consideration of you agreeing to abide by the terms of this Licence, Aon Hewitt’s investment consulting divisions (Aon Hewitt Limited in the UK, Aon Hewitt Investment Consulting, Inc., in the US, and Aon Hewitt Inc. and Aon Hewitt Investment Management Inc. in Canada) ('Aon') agrees to grant to you a non-exclusive non-transferable licence to use the software, the data and information contained on this website (together the "Software") on the terms of this Licence. This Licence permits you to use one copy of the Software on a single computer for your own business purposes only. The Software is in use when it is loaded into temporary memory (RAM) or installed into permanent memory (hard disk, CD_ROM, or other storage device) of that computer.
The Software is owned by Aon and is protected by the law of copyright. No copies of the Software may be made by you except that you may make one copy of the Software for back-up purposes only. You may not permit any other person to use the Software. You may not disassemble, reverse engineer or decompile the Software, except and only to the extent that such activity is expressly permitted by law. You may not vary, modify or adapt the Software.
For full Details of our Privacy Statement please follow the link below, which contains up to date information about Privacy.
http://www.aon.com/about-aon/privacy.jsp
The information contained in this site, or within documents on this site, should be regarded as general information only. That is, your organization’s objectives, needs or financial situation were not taken into account when preparing this information, unless the document specifically states it was prepared for your organization. Accordingly, you should consider the appropriateness of acting on this information, particularly in the context of your objectives, financial situation and needs. Nothing on this site should be treated as an authoritative statement of the law on any particular issue or specific case. Use of, or reliance upon any information in this post is at your sole discretion. It should not be construed as legal or tax advice. Please consult with your independent professional for any such advice. Aon Hewitt consultants cannot provide individual financial or investment advice. The information contained within this site is given as of the date indicated and does not intend to give information as of any other date.
You hereby undertake that you will: (a) supervise and control the use of the Software in accordance with the terms and conditions of this Licence; (b) reproduce and include the copyright notice on all and any copies made; (c) not to rent, lease, sub-license, loan, translate, merge, adapt, vary or modify the Software; (d) not to copy the Software except where such copying is incidental to normal use of the Software or where it is necessary for the purpose of back-up or operational security; (e) not to make alterations to, or modifications of, the whole or any part of the Software nor permit the Software or any part of it to be combined with, or become incorporated in, any other programs; (f) not to provide, or otherwise make available, the Software in any form, in whole or in part (including, but not limited to, program listings, object and source program listings, object code and source code) to any person without Aon's prior written consent ; and (g) maintain accurate and up-to-date records of the number and location of all copies of the Software.
Although we endeavour to ensure this website is accessible 24 hours a day we will not be liable if, for any reason, the website is unavailable for any time or any period. The website may also be unavailable where routine maintenance is required to be carried out. We may also suspend access temporarily and without notice in cases of emergency, following which we will have the website operational as soon as reasonably practicable.
We will not be liable for any loss or damage in contract, tort or otherwise if this website is unavailable or suspended for any reason.
While Aon exercises reasonable skill and care in testing the Software for viruses you must test the Software for viruses, bugs or other contaminants before use. The existence of such viruses, bugs or contaminants shall not constitute a breach of this Licence.
Aon shall not incur any liability to you of whatsoever nature and howsoever occurred in connection with or pursuant to this Licence, for any damage or loss caused or arising out of: (a) your use, inability to use or the results of use of this Software; (b) your failure to test the Software for viruses, bugs or other contaminants; (c) Software corruption not notified to Aon within thirty (30) days of delivery; (d) use of the Software not in accordance with Aon's instructions; (e) any fault, error or malfunction in the Software caused or arising from third party software or use of the Software with third party software. In no event will Aon be liable to you or any other party for: (a) any loss of profits (whether direct, indirect, actual or anticipated), business, revenue, goodwill or anticipated saving; or (b) any consequential or indirect loss or damage of any kind, howsoever arising, whether such loss was foreseeable or in the contemplation of the parties and whether arising in or caused by breach of contract, tort (including negligence), breach of statutory duty or otherwise.
The content contained in this Website, including but not limited to all design, text, sound recordings, and images, is owned, except as otherwise expressly stated, by Aon plc or one of its subsidiaries. Except as otherwise expressly stated herein or to the extent permitted by law, the content may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without Aon’s prior written consent. Users of this site may be permitted to download certain material posted on this site (e.g. white papers). When using downloadable materials, all copyright, trade mark, and other proprietary notices must be kept intact and remain in effect.
The trademarks, service marks, trade names, and logos (“Marks”) associated with this Website are owned by Aon, or third parties who have authorized their use.
Nothing contained on this Website should be construed as granting any license or right to use any Mark displayed on the Website without the written permission of Aon or such third party that may own the Mark. Misuse of any Marks, or any other content, displayed on this website is prohibited.
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While Aon believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Aon does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Aon may make changes in the products and/or services described herein, however, Aon makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.
All information, data, drawings, specifications, documentation, software listings, source or object code which Aon may have imparted or may from time to time impart to you relating to the Software is proprietary and confidential. You hereby agree that you shall use the same solely in accordance with the provisions of this Licence and that you shall not at any time during or after expiry or termination of this Licence, disclose the same, whether directly or indirectly, to any third party without Aon's prior written consent. The foregoing shall not prevent the disclosure or use by you of any information which is or hereafter, through no fault of your own, becomes public knowledge or to the extent permitted by law.
Some of the sites listed as links herein are not under the control of Aon. Accordingly, Aon makes no representations whatsoever concerning the content of those sites. The fact that Aon has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by Aon with respect to such site, its owners or its providers. Aon is providing these links only as a convenience to you. Aon has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Aon cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.
Aon plc, including all of its subsidiaries and affiliates, maintains relationships with clients and business partners around the world. When Aon recommends or mentions a product or service provider, it is possible that the product or service is being offered by one of Aon's clients or business partners.
Aon maintains a strict Code of Business Conduct covering many topics, including antitrust and competition law, conflicts of interest, anti-bribery, privacy, financial reporting, compliance with trade restrictions, protection of confidential information, and compliance with all laws and regulations applicable to the conduct of our business. Aon also files necessary disclosures with all governmental regulators.
If you have any questions about an Aon recommendation or mention of another business entity (or about an entity with whom Aon conducts business), please follow-up with your Aon contact person. Aon is committed to serving our clients in a transparent manner.
Some software from this site may be subject to export controls imposed by the United States of America and may not be downloaded or otherwise exported or reexported: (a) into (or to a national resident of) any country to which the U. S. has placed an embargo; (b) to everyone on the U. S. Treasury Department's Specially Designated Nationals list; or (c) the U. S. Commerce Department's Table of Denial Orders. If you download or use the software, you represent and warrant that you are not located in, or under the control of, or a national of any such country or on such list.
This Licence, its subject matter or formation (including non-contractual disputes or claims shall be governed by and construed in accordance with applicable Law and submitted to the non-exclusive jurisdiction of the applicable Courts.